Brett J. Hoffman, AIF®
Executive Vice President
Brett is an advisor who helps business owners build a compliant, defined contribution benefit plan to attract and retain top-notch employees. He believes the key to a successful retirement plan is to build it with flexible design features and a solid investment lineup and make minor adjustments over time.
Brett has more than 17 years of experience helping small and mid-sized business clients and has built a successful practice in the Greater Washington DC area and beyond. He is the lead advisor for the retirement consulting team, which prides itself on delivering personal, hands-on service, tools, and resources every business owner, HR professional, and retirement plan committee is seeking. Prior to joining the Insurance Exchange in 2000, he worked at Cohn Reznick Group, a large Washington DC-based public accounting firm, where he obtained experience in for-profit and nonprofit audits and corporate taxation. He is a graduate of the Robert H. Smith School of Business at The University of Maryland. He is an inactive Certified Public Accountant (CPA) and an Accredited Investment Fiduciary® (AIF®); and has received formal training in investment fiduciary responsibility. He has FINRA Series 7, 24, 63, 65 securities registrations and life and health insurance licenses.
Brett is married and lives in North Potomac, Maryland, with his wife and three children. When he is not working with clients, Brett likes to travel, coach his children’s sports teams, and challenge himself with an occasional Tough Mudder or 10K race.
Karen C. McArthur, AIF®
Financial Services Manager
Karen is the financial services manager at The Insurance Exchange; she works directly with Brett Hoffman, AIF®, and the clients we serve. Karen oversees our services team and is dedicated to providing exceptional service with a quick response time and timely resolutions, as well as being a trusted resource for information.
Her financial perspectives and knowledge are well-rounded from her broad industry roles during her 15 years in financial customer service. Her background includes roles at high-profile companies such as Merrill Lynch, OppenheimerFunds, and Jackson National Life. Karen has her FINRA Series 7 and 66 securities registrations as well as life and health insurance licenses. She earned the Accredited Investment Fiduciary® professional designation from Fiduciary360. She has received formal training in investment fiduciary responsibility.
Dennis Lynch, CRPS®
Senior Financial Advisor
Dennis has broad experience in the financial services industry and is an expert in qualified retirement plans. Dennis began his career in financial services with Merrill Lynch, Pierce, Fenner & Smith in 1980, where he was responsible for managing both corporate and personal client accounts. In 1990, Dennis was offered a new opportunity and he transitioned to a role with GE Capital as a product manager for their alternative investment programs. Dennis’s focus with GE Capital was to work with Fortune 500 banking institutions.
In 1995, Dennis joined QPA Financial, an independent financial consulting firm, as a vice president, where he focused on working with retirement plan sponsors for mid-market companies in the Washington, DC region. In 2000, Dennis affiliated with The Insurance Exchange as a financial advisor, and works with 401(k) and 403(b) clients up and down the East Coast. Dennis has his FINRA Series 7, 63, and 66 securities registrations (held through Commonwealth Financial Network®) as well as life and health insurance licenses and is a Chartered Retirement Plan SpecialistSM (CRPS®).
Vincent Fragomeni, QPFC, MBA
Financial Advisor/Senior Relationship Manager
Vincent began his career in financial services in 2000. He has held advisory positions at well-known financial institutions such as Merrill Lynch, Morgan Stanley, and Wells Fargo Advisors. As a financial advisor, Vincent helps individuals with their personal wealth management and advises organizations on their employer-sponsored retirement plans. His experience and knowledge are a great addition to our practice and will certainly enhance our ability to serve your retirement plan needs, including employee education and one on one meetings with plan participants.
Vincent graduated from Loyola University Maryland with a degree in Economics and has an MBA from the University of Maryland. In addition to the Series 7 and Series 66 registrations, Vincent is licensed to offer Life and Health Insurance. Vincent also holds the Qualified Plan Financial Consultant (QPFC) designation which serves him well in assisting retirement plan clients with compliance, investment, and fiduciary issues.